Our Promise to You

When we first took out our cancer policy, we really hoped we'd never need to use it and only take advantage of the return of premium feature. I never had much family history but quickly discovered that it does not make a difference when dealing with cancer. After a routine dentist visit, my dentist discovered something that didn't look right. After a few days of antibiotics, it appeared that something might be more serious, and I was sent to a specialist. My local physician diagnosed it as cancer but urged me to go to Mayo Clinic in Rochester. It was serious and within a week I had two surgeries and began weeks of daily treatment, Monday through Friday, with radiation therapy. Although we carried what is considered one of the best health insurance providers in Iowa, I quickly discovered all the out-of-pocket non-medical expenses. Our lodging bill in Rochester alone was almost $40,000. that in addition to deductibles, copayments, travel back-and-forth, including follow-up checkups with additional travel and unapproved non-medical bills can really add up. Our cancer policy provided tremendous financial support in our time of need. Instead of focusing on the stress of the expenses, I was able to focus on recovery and healing. The company paid claims quickly and I don't know what we would've done without them. I would highly recommend everyone not to wait and to take advantage of a cancer policy as we just never know what tomorrow brings.

Mishelle E.